Car ownership is a must for many. Thus, reliable auto insurance is crucial. Toggle Auto Insurance, backed by Farmers Insurance, aims to change the game. It offers a digital-first approach and customizable coverage, aiming to make driving safer and more affordable.
Table of Contents
Key Takeaways
- Toggle Auto Insurance offers reliable coverage for drivers in 14 states, including Arizona, California, Colorado, and more.
- The company’s digital platform provides a streamlined insurance experience, allowing for quick quotes, easy policy management, and efficient claims handling.
- Toggle’s focus on personalized coverage sets it apart from traditional auto insurers, catering to the diverse needs of modern drivers.
- Drivers can expect competitive rates and savings opportunities through Toggle’s range of discounts and coverage options.
- As a Farmer’s Insurance brand, Toggle leverages the expertise and financial stability of an established industry leader.
What is Toggle Auto Insurance?
Toggle Auto Insurance is a new way to get auto insurance. It’s designed for today’s drivers who want something easy and flexible. It’s part of the Farmers Insurance family, using the latest tech to make insurance simpler.
Unlike old-school insurance companies, Toggle does everything online or by phone. This means you can get a quote and manage your policy without leaving your house. It’s all about making insurance fit your life, not the other way around.
A Modern Approach to Auto Insurance
Toggle wants to make insurance easy and hassle-free. Its online digital insurance platform lets you pick your coverage and manage your policy easily. You can do it all from your phone or computer.
Thanks to Farmers Insurance, Toggle is both new and reliable. It offers a streamlined customer experience. This means you can control your auto insurance better, making it more personal and convenient for you.
Toggle Auto Insurance: Coverages and Features
Toggle Auto Insurance provides a wide range of coverage options. This ensures drivers are well-protected on the road. Toggle’s policies are designed to meet the needs of today’s drivers.
The core of Toggle’s insurance includes key coverages. These include bodily injury and property damage liability, uninsured/underinsured motorist protection, collision coverage, and comprehensive coverage. These basics offer the liability protection and vehicle coverage needed in case of an accident.
Toggle also offers valuable add-ons to improve the customer experience. Roadside assistance is included with every policy. It provides peace of mind and support when drivers need it most. Another feature is Pet Passenger coverage, which covers up to $1,000 for vet and other pet-related expenses if you’re in an accident with your pet in the vehicle.
For drivers who use their vehicles for ridesharing or food delivery, Toggle’s Rideshare Insurance is a big plus. It extends personal auto coverage to protect drivers during these activities. Additionally, Toggle’s New Car Replacement coverage ensures a new car of the same make and model if your vehicle is less than two years old and has fewer than 24,000 miles, and is totaled in an accident.
| Coverage | Description |
|---|---|
| Liability Protection | Covers bodily injury and property damage liability to protect you in the event of an accident. |
| Collision Coverage | Pays for repairs or replacement of your vehicle if it’s damaged in a collision with another vehicle or object. |
| Comprehensive Coverage | Protects your vehicle from non-collision related damages, such as theft, vandalism, or natural disasters. |
| Roadside Assistance | Provides 24/7 support for services like towing, jump-starts, flat tire changes, and more. |
| Pet Passenger Coverage | Covers up to $1,000 in vet and other pet-related expenses if your pet is injured in an accident. |
| Rideshare Insurance | Extends your personal auto policy to cover your vehicle while you’re using it for ridesharing or food delivery services. |
| New Car Replacement | Provides a new car of the same make and model if your vehicle is less than two years old, has fewer than 24,000 miles, and is totaled in an accident. |
Toggle offers a wide range of auto insurance coverages and unique features. This aims to give drivers the protection and peace of mind they need to drive confidently.
Pricing and Discounts for Toggle Auto Insurance
Toggle Auto Insurance offers great prices and ways to save. Their full coverage car insurance costs $1,779 a year, which is 8% less than the national average. But, their minimum liability coverage is a bit more, at $678 annually, compared to the national average of $547.
Toggle has many discounts to help you save. You can get discounts for being a homeowner, having an Automatic Emergency Braking system, and bundling your auto and renters insurance. They also offer discounts for safe and experienced drivers.
Competitive Rates and Savings Opportunities
Toggle also gives an anti-theft discount for cars with safety features. This discount helps lower the cost of insurance for Toggle customers even more.
| Coverage Type | Toggle Average Annual Premium | National Average Annual Premium |
|---|---|---|
| Full Coverage | $1,779 | $1,924 |
| Minimum Liability | $678 | $547 |
“Toggle’s competitive rates and extensive discount options make it an attractive choice for drivers seeking affordable and reliable auto insurance coverage.”
Conclusion
Toggle Auto Insurance brings a new way to auto insurance. It offers a digital-first platform for quick quotes, policy management, and claims filing online or by phone. It focuses on customizable coverage, competitive prices, and special features like Pet Passenger and Rideshare Insurance. This makes it perfect for today’s drivers.
Even though Toggle has mixed customer satisfaction, it’s backed by Farmers Insurance. This gives it a strong reputation for reliable and flexible toggle auto insurance review. Its modern auto insurance with a digital insurance platform lets customers choose their customizable coverage. They might also get great rates and savings.
In summary, Toggle Auto Insurance’s digital platform, wide range of coverage, and Farmers Insurance support make it a good choice. It’s ideal for those looking for modern auto insurance that values ease, flexibility, and customer happiness.
FAQ
What is Toggle Auto Insurance?
Toggle Auto Insurance is a new way to get car insurance. It’s owned by Farmers Insurance and focuses on online services. This makes getting and managing your policy easy and fast.
Where is Toggle Auto Insurance available?
You can get Toggle Auto Insurance in 14 states. These include Arizona, California, and many others. Check their website to see if they’re in your state.
What makes Toggle Auto Insurance different from traditional auto insurers?
Toggle is all about digital services. You can get a quote and manage your policy online. This makes everything quicker and easier.
What types of auto insurance coverages does Toggle offer?
Toggle has many standard coverages. This includes liability, collision, and comprehensive. They also offer special coverages like Pet Passenger and Rideshare Insurance.
How does Toggle Auto Insurance’s pricing compare to the national average?
Toggle’s prices are competitive. For full coverage, the average annual premium is $1,779. That’s 8% lower than the national average. But, their minimum liability coverage is a bit higher.
What discounts does Toggle Auto Insurance offer?
Toggle has many discounts. You can save by being a homeowner or having certain safety features. They also offer discounts for safe driving and bundling policies.
How are Toggle Auto Insurance’s customer satisfaction ratings?
Toggle’s ratings are mixed. They have more complaints than expected. But, being backed by Farmers Insurance and focusing on digital services makes them a good choice for many.